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Elana C. Sears
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bankruptcy relief

Debt Collectors Use Facebook to Stalk and Humiliate Debtors

Debt collectors stalking debtors  through, contacting family, friends or even co-workers listed…  Why am I not surprised?  Because bankruptcy attorneys see this type of behavior almost daily with bankruptcy clients.

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Keeping Credit Cards Chapter 7

Often, chapter 7 bankruptcy clients have a strange preconception that they can keep certain credit cards, or credit cards with no ($0) balance.  For example, a few days a go a potential client came into the office to obtain an intake packet.  She mentioned to my paralegal that she planned on keeping a $300.00 credit card she had for “emergencies”, apparently it had a $0 balance.