Fair Debt Collection Practices Act
Debt collectors stalking debtors through Facebook.com, contacting family, friends or even co-workers listed… Why am I not surprised? Because bankruptcy attorneys see this type of behavior almost daily with bankruptcy clients.
In summary, filing the bankruptcy petition under any chapter of the bankruptcy code creates an automatic stay (unless you previously filed within the past year – talk with an attorney).
In other words, creditors cannot take any collection actions against you, such as repossessing a car, starting or continuing a law suit, foreclosing a home, garnishments or